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In a word, what describes what small businesses face in the Coronavirus pandemic? Uncertainty. A July 2020 survey from the U.S. Chamber of Commerce shows a majority of small businesses that closed in the spring when COVID hit have reopened. Yet, a majority worry about financial hardships or even going out of business. The varying...
More than 11.6 million businesses in the United States are owned by women, however for some reason, financing options for women business owners seem few and far between. Even when applying for loans, women were less likely to be approved compared to men. When it comes time for women business owners to obtain the financing...
During these uncertain times, stress management for business owners has become more crucial than ever. Take advantage of these top tips in order to manage your stress. Stress Statistics You Can’t Ignore Business owner stress statistics are telling. 72% of adults report feeling stressed out about money, according to the American Psychological Association (APA). Whether...
If you’ve read our earlier blog on acquiring a revolving line of credit for your business, you may be thinking, “But I have a bad credit score. Is it possible for me to get a line of credit?” The good news is yes. Approval may be more difficult, and the interest rates will be higher,...
During these uncertain times with all its political, health, and economic tribulations, many business owners rightly are anxious unsure about the future. Consider, in February, the unemployment rate was at a near-historic low of 3.5%. After Coronavirus spread to all 50 states in March, the rate skyrocketed to 14.7% in April. The rate dipped to...
The question of “How do small business loans work” is the natural question when deciding on growth possibilities or starting a small business. Maybe you’ve come up with that product that has the market beat. Or, maybe you need a piece of equipment that would tip your business’s growth over the top. Or, maybe outstanding...
You have worked hard to create, build, and maintain a business of your own. You want to protect all of that hard work, no matter what. Whether you think you may struggle during a recession or not, it is important to have a plan ready if and when a recession hits. A recession can be...
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