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Simple Application

Our simple 15 second online application can get you matched with offers in minutes.


No Minimum FICO

Bad credit? No problem! Most of our top financing options have no minimum FICO.


Larger Amounts

Get matched with the best financing options with the highest funding amount.


Funds in 2 - 5 Days

Our Fintech Speed can get you in and out of Underwriting in as little as 2 - 5 days!

What Do You Need To Qualify?

Aging AR Report Required

In order to qualify for AR financing, you must submit an aging AR report.

$500,000+ Annual Gross Sales

The minimum revenue to qualify for AR Financing is $500,000+ in annual gross sales.

No Minimum FICO

We have financing options for all credit profiles. There is no minimum FICO score required to apply.

Fintech Speed

Easy 15-second application to get options in just minutes and funding in hours!

Have Questions?
Speak with a ROK Business Financing Advisor today!

Our Business Financing Advisors will help you find the best financing options for your business to get you more funding, better terms, and lower interest rates. We're available to explain every step of the process from applications to your re-payment schedule!


Resources & Frequently Asked Questions

What Does AR Stand For In AR Financing?

AR financing stands for Account Receivable Financing. It is a type of financing where a company will receive a loan based on a portion of their account receivables. Accounts receivable are assets equal to outstanding invoices billed to customers but have not yet been paid.

To learn more about AR Financing and the options that may be available for your business complete our 15-second online application today.

What Is Accounts Receivables Financing?

Accounts receivable financing is when a company will sell or finance off their outstanding invoices for working capital. It can either be in the form of selling the asset to the lender or using the accounts receivable (invoices) as collateral for the loan.

To learn more about Accounts Receivable Financing complete our 15-second online application today.

How Does Accounts Receivable Financing Work?

Accounts receivable financing uses your outstanding invoices as a form of collateral to help you obtain financing or an advance for your business. But unlike factoring, you do not sell your invoices to a third party. You will continue to remain responsible for collecting on your outstanding invoices while making payments towards your loan. 

ROK Financial has a wide variety of accounts receivable financing options. To learn more, complete our 15-second online application to speak with a business financing advisor.

Simple 15-Second
Business Loan Application

After completing this simple application, we'll pair your with a dedicated Business Financing Advisor to choose the best financing options for your business!