Q1. WHAT DOES AR STAND FOR?
Accounts Receivable Financing
for your small business- Funding in 2 to 5 days
- Finance $10,000 to $5 million
- Terms from 6 months to 10 years
get started today and speak with an advisor
what is AR financing?
Accounts receivable financing is when a company will sell or finance off their outstanding invoices for working capital. It can either be in the form of selling the asset to the lender or using the accounts receivable (invoices) as collateral for the loan.
SIMPLE APPLICATION
Our simple 15-second online application can get you matched with offers in minutes.
NO MINIMUM FICO
Bad credit? No problem! Most of our top financing options have no minimum FICO.
LARGER AMOUNTS
Get matched with the best financing options with the highest funding amounts.
EXPRESS FUNDING
Our Fintech Speed can reduce your loan process to as little as 2 days!
What Do You Need To Qualify?
Minimum Outstanding Accounts Receivable
In order to qualify for AR financing, a minimum of $100,000 outstanding B2B Accounts Receivable aged up to 90 days outstanding is required.
$500,000+ Annual Gross Sales
The minimum revenue to qualify for AR Financing is $500,000+ in annual gross sales.
No Minimum FICO
We have financing options for all credit profiles. There is no minimum FICO score required to apply.
Why ROK Financial?
Stellar Reputation
Backed by thousands of 5-star reviews, our business financing experts will work with you to solve your business challenges.
Technology-First Approach
ROK Intelligence uses AI to streamline the funding process. Get an instant pre-approval and flexible loan options that fit your business needs.
Multiple Options
Choose an offer that makes the most sense for you and your business. Compare offer terms and choose what works best.
Zero Surprises
ROK's offer calculator takes the guesswork out of business financing. It provides full transparency on terms. No surprises.
ROK Intelligence - our winning combination of quick delivery and excellent customer care. Getting started is easy.
Step 1. Apply Online
Secure an instant pre-approval. Our application process is straightforward and can be completed in seconds.
Step 2. Review Options
Your personal loan advisor will discuss finance options available with you for your business.
Step 3.Receive Your Funds
Finish the online application process and receive your funds in as little as 24 hours.
Murray
Business Owner
"I couldn't be happier with ROK and the excellent service they provided. Greg and team were very easy to talk to and made sure to understand what my business needed. They provided various alternatives to consider so I could pick the one that best fit my circumstances. From my initial call to ROK to getting funded - it happened fast! I would definitely do business with ROK again."
secure an instant pre-approvalResources & Frequently Asked Questions
Q2. HOW DOES AR FINANCING WORK?
Q3. WHAT ARE AVERAGE AR LOAN RATES?