Business Line of Credit

for your small business
  • Same day funding
  • Finance $10,000 to $5 million
  • Terms from 6 months to 10 years
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what is a business line of credit?

A business line of credit is a flexible financing option that allows businesses to borrow funds as needed, similar to a credit card. Interest is ​paid only on the borrowed amount, and funds can be used for various purposes like managing cash flow or covering unexpected ​expenses. Once repaid, the credit becomes available again, making it a revolving form of credit that can be accessed repeatedly.

simple application
PAY ONLY ON WHAT ​YOU BORROW

Withdraw what you need, ​when you need it. You’ll only be ​charged interest on the funds ​you draw.

Minimum FICO
SIMPLE, INSTANT ​FUNDING

Our Fintech Speed can get you ​in and out of Underwriting in ​just a few hours, and same day ​funding!

Product Types
LARGER AMOUNTS

Get matched with the best ​financing options with the ​highest funding amount.

Express Funding
FLEXIBLE FUNDING

We offer extended lines of ​credits going up to $5,000,000 ​for your flexibility.

What Do You Need To Qualify?

time in business
6+ Months in Business

You can qualify for our top financing options with as little as 6+months in business.

monthly gross sales
$10,000+ Monthly Gross Sales

The minimum revenue to qualify for financing options are $10,000 per month, or $120,000 in annual gross sales.

Minimum FICO
600 FICO Score

We have financing options for all credit profiles. The minimum FICO score required to apply is 600.

Why ROK Financial?

Reputation Stellar Reputation

Backed by thousands of 5-star ​reviews, our business financing ​experts will work with you​ to solve your business challeng​es.

Technology Technology-​First Approach

ROK Intelligence uses AI to ​streamline the funding process. ​Get an instant pre-approval an​d flexible loan options that fi​t your business needs.

Options Multiple Options

Choose an offer that makes the ​most sense for you and your ​business. Compare offer terms ​and choose what works best.

Offer Calculator Zero
Surprises

ROK's offer calculator takes the ​guesswork out of busines​s financing. It provides full ​transparency on terms. ​No surprises.

ROK Intelligence - our winning combination of quick delivery and excellent customer care. Getting started is easy.
Step 1. Apply Online

Secure an instant pre-approval. Our application ​process is straightforward and can be ​completed in seconds.

Step 2. Review Options

Your personal loan advisor will discuss finance ​options available with you for your business.

Step 3.Receive Your Funds

Finish the online application process and ​receive your funds in as little as 24 hours.

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Fitzgerald Business Owner
Review Stars

I’ve had the pleasure of working with ROK Financial and I can recommend them highly. Their professionalism, expertise, and commitment to supporting small businesses are truly outstanding. ROK Financial demonstrated a deep understanding of my unique business needs. They took the time to listen and tailored their lending solutions accordingly, ensuring I received a financial package that was not only fair, but also aligned with my strategic objectives.

secure an instant pre-approval

Resources & Frequently Asked Questions


Q1. What Are Some Benefits of a Business Line of Credit?


Q2. Why Get a Business Line of Credit?


Q3. How Does a Business Line of Credit Work?


Q4. What is the Best Business Line of Credit?