Fix and Flip Financing

for your small business
  • Simple application
  • Finance up to $3,000,000
  • Flexible terms
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get started today and speak with an advisor

What is Fix and Flip Financing?

Fix and flip financing is a short-term loan for real estate investors to buy, renovate, and sell properties, with funding based on the property's after-repair value (ARV).

simple application
SIMPLE APPLICATION

Our streamlined application process can get you prequalified within minutes.

Minimum FICO
FINANCE UP TO 100% OF REPAIR COSTS

Qualified properties can have 100% of their repair costs financed.

Product Types
ACCESS FUNDING OF UP TO $3,000,000

Get matched with the best financing options with the highest funding amounts.

Express Funding
FLEXIBLE TERMS

Terms and fundings designed to match project timelines.

What Do You Need To Qualify?

time in business
EXPERIENCE REQUIREMENTS

At least three properties owned, bought, or sold in last 36 months (any combination).

monthly gross sales
MINIMUM FINANCING AMOUNT

Minimum financing amount required is $250,000.

Minimum FICO
650+ FICO SCORE

There is a minimum 650+ FICO score required to apply for fix and flip financing.

Why ROK Financial?

Reputation Stellar Reputation

Backed by thousands of 5-star ​reviews, our business financing ​experts will work with you​ to solve your business challeng​es.

Technology Technology-​First Approach

ROK Intelligence uses AI to ​streamline the funding process. ​Get an instant pre-approval an​d flexible loan options that fi​t your business needs.

Options Multiple Options

Choose an offer that makes the ​most sense for you and your ​business. Compare offer terms ​and choose what works best.

Offer Calculator Zero
Surprises

Takes the ​guesswork out of busines​s financing. Full ​transparency on terms. No​ surprises.

ROK Intelligence - our winning combination of quick delivery and excellent customer care. Getting started is easy.
Step 1. Apply Online

Secure an instant pre-approval. Our application ​process is straightforward and can be ​completed in seconds.

Step 2. Review Options

Your personal loan advisor will discuss finance ​options available with you for your business.

Step 3.Receive Your Funds

Finish the online application process and ​receive your funds in as little as 24 hours.

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Sharon Business Owner
Review Stars

"ROK Financial's guidance through securing fix and flip financing was exceptional. My advisor created a comfortable atmosphere, breaking down complex information without overwhelming me. Most importantly, ROK provided expert advice while respecting my independence, never pressuring me into a decision. Their approach made a potentially stressful process educational and empowering. For professional, client-centered financing guidance, ROK Financial sets the standard."

secure an instant pre-approval

Resources & Frequently Asked Questions


Q1. What types of properties are eligible?


Q2. What states do you offer fix and flip financing in?


Q3. I want to rent the property after repairs. Can I rent it?