Residential Investment Property Loans

for your small business
  • Rates starting at 8.99%
  • Up to 80% of purchase funding
  • 650 minimum FICO
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get started today and speak with an advisor

what is a residential investment property loan?

An investment property loan is a loan that is used to purchase a property that will produce income. It is typically used for purchasing a property to renovate to generate rental income.

simple application
SIMPLE APPLICATION

Our simple 15-second online application can get you matched with offers in minutes.

Minimum FICO
650+ FICO

Bad credit? No problem! Most of our top financing options have a minimum of just 650 FICO.

Product Types
NO COST ADVISOR

You'll get matched with your own dedicated Business Financing Advisor at no cost!

Express Funding
EXPRESS FUNDING

Our fintech speed can reduce your loan process to as little as 20 days!

What Do You Need To Qualify?

time in business
Prior History

Experience with prior successful residential investment real estate projects is a requirement.

monthly gross sales
Minimum Property Value

All residential investment property loans have a minimum property value of $250,000, regardless of property type.

Minimum FICO
650 FICO Score

We have financing options for all credit profiles. The minimum FICO score required to apply is 650.

Why ROK Financial?

Reputation Stellar Reputation

Backed by thousands of 5-star ​reviews, our business financing ​experts will work with you​ to solve your business challeng​es.

Technology Technology-​First Approach

ROK Intelligence uses AI to ​streamline the funding process. ​Get an instant pre-approval an​d flexible loan options that fi​t your business needs.

Options Multiple Options

Choose an offer that makes the ​most sense for you and your ​business. Compare offer terms ​and choose what works best.

Offer Calculator Zero
Surprises

ROK's offer calculator takes the ​guesswork out of busines​s financing. It provides full ​transparency on terms. ​One fee, no​ surprises.

ROK Intelligence - our winning combination of quick delivery and excellent customer care. Getting started is easy.
Step 1. Apply Online

Secure an instant pre-approval. Our application ​process is straightforward and can be ​completed in seconds.

Step 2. Review Options

Your personal loan advisor will discuss finance ​options available with you for your business.

Step 3.Receive Your Funds

Finish the online application process and ​receive your funds in as little as 24 hours.

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Marcus Business Owner
Review Stars

"I reached out to ROK Financial for a business loan and the process was seamless, quick and easy. I got funded within 24 hours after sending in all my necessary documents they requested. They stayed on top of everything. Thanks for the help - you guys ROK!"

secure an instant pre-approval

Resources & Frequently Asked Questions


Q1. WHAT IS THE DIFFERENCE BETWEEN AN INVESTMENT PROPERTY AND A RESIDENCE?


Q2. WHAT IS THE DIFFERENCE BETWEEN RESIDENTIAL AND NON-RESIDENTIAL?


Q3. WHAT IS THE LEAST I CAN PUT DOWN ON AN INVESTMENT PROPERTY?