SBA Loans

for your small business
  • Funds in as little as 45 days
  • Finance $50,000 to $5 million
  • Terms from 10 years to 25 years
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get started today and speak with an advisor

what is an SBA loan?

An SBA Loan is a government backed loan that can be used to start or expand a business. The loan has certain requirements for eligibility, such as size standards, proving the ability to repay the loan and solid business purpose. The SBA works with specific lenders to offer their programs which eliminate the risk from the lender since they are backed by the government.

simple application
SIMPLE APPLICATION

Our simple 15-second online application can get you matched with offers in minutes.

Minimum FICO
TERMS UP TO 25 YEARS

ROK provides a wide variety of terms with 25 year terms available on certain products.

Product Types
LARGER AMOUNTS

Get matched with the best financing options with the highest funding amounts.

Express Funding
QUICK SBA APPROVAL

Our fintech speed can get you approved in as little as 48-72 hours.

What Do You Need To Qualify?

time in business
2+ Years in Business

You can qualify for our top financing options with as little as 2 years in business.

monthly gross sales
$120,000 in Annual Gross Sales

Minimum $120,000 in annual gross sales

Minimum FICO
675+ Credit Score Required

We have financing options for all credit profiles. To qualify for funding from the SBA, a 675+ credit score is required.

Why ROK Financial?

Reputation Stellar Reputation

Backed by thousands of 5-star ​reviews, our business financing ​experts will work with you​ to solve your business challeng​es.

Technology Technology-​First Approach

ROK Intelligence uses AI to ​streamline the funding process. ​Get an instant pre-approval an​d flexible loan options that fi​t your business needs.

Options Multiple Options

Choose an offer that makes the ​most sense for you and your ​business. Compare offer terms ​and choose what works best.

Offer Calculator Zero
Surprises

ROK's offer calculator takes the ​guesswork out of busines​s financing. It provides full ​transparency on terms. ​No surprises.

ROK Intelligence - our winning combination of quick delivery and excellent customer care. Getting started is easy.
Step 1. Apply Online

Secure an instant pre-approval. Our application ​process is straightforward and can be ​completed in seconds.

Step 2. Review Options

Your personal loan advisor will discuss finance ​options available with you for your business.

Step 3.Receive Your Funds

Finish the online application process and ​receive your funds in as little as 24 hours.

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James Business Owner
Review Stars

"I had an exceptional experience working with ROK Financial, thanks to our financial advisor. His dedication to securing financing for our project was unparalleled. ROK navigated through numerous challenges, ensuring constant communication and making a potentially stressful process much smoother."

secure an instant pre-approval

Resources & Frequently Asked Questions


Q1. HOW CAN I APPLY FOR AN SBA LOAN?


Q2. WHAT IS AN SBA 7(A) LOAN?


Q3. WHAT IS AN SBA 504 LOAN?