Q1. What are the benefits of a term loan?
Term Loans
for your small business- Same day funding
- Finance $10,000 to $5 million
- Terms from 6 months to 10 years
get started today and speak with an advisor
No Fields Found.
WHAT IS A TERM LOAN?
A term loan is a lump sum funding, repaid in fixed installments over a set period, often used for major expenses like equipment or business expansion. Term loans can have a fixed or variable interest rate.
SIMPLE APPLICATION
Our simple 15-second online application can get you matched with offers in minutes.
660+ FICO
Bad credit? No problem! Most of our top financing options have a minimum of just 660 FICO.
NO COST ADVISOR
You'll get matched with your own dedicated Business Financing Advisor at no cost!
FLEXIBLE FUNDING
We offer term loans going up to $5,000,000 for your flexibility.
What Do You Need To Qualify?
2+ Years in Business
You can qualify for our top financing options with as little as two years in business.
$10,000+ Monthly Gross Sales
The minimum revenue to qualify for financing options are $10,000 per month, or $120,000 in annual gross sales.
660 FICO Score
We have financing options for all credit profiles. The minimum FICO score required to apply is 660.
Why ROK Financial?
Stellar Reputation
Backed by thousands of 5-star reviews, our business financing experts will work with you to solve your business challenges.
Technology-First Approach
ROK Intelligence uses AI to streamline the funding process. Get an instant pre-approval and flexible loan options that fit your business needs.
Multiple Options
Choose an offer that makes the most sense for you and your business. Compare offer terms and choose what works best.
Zero Surprises
ROK's offer calculator takes the guesswork out of business financing. It provides full transparency on terms. No surprises.
ROK Intelligence - our winning combination of quick delivery and excellent customer care. Getting started is easy.
Step 1. Apply Online
Secure an instant pre-approval. Our application process is straightforward and can be completed in seconds.
Step 2. Review Options
Your personal loan advisor will discuss finance options available with you for your business.
Step 3.Receive Your Funds
Finish the online application process and receive your funds in as little as 24 hours.
Carter
Business Owner
“Zero drawback. It was simple to apply and go through the approval process. I worked with Mike and he was upfront and walked me through every step of the way. Funding within one day!”
secure an instant pre-approvalResources & Frequently Asked Questions
Q2. What can I use a term loan for?
Q3. What do I need to apply?
Q4. HOW EASY IS THE TERM LOAN APPROVAL PROCESS?