Posts in Business Loans category.
Short-term loan solutions are designed for urgent funding when going through multiple review or approval rounds is not an option. Suppose that your supplier is offering a bulk discount that could save you thousands, but you’ve only got a few days to grab it. At such a time, going through a bank means paperwork and […]
Running a business sometimes means facing expenses that can’t wait. Maybe your sales are good, but cash flow is tied up in unpaid invoices, and that means no liquidity to secure new inventory. Or when your equipment suddenly fails, but there is not enough money for replacements. Waiting around for profits to catch up isn’t […]
Most loan terms sound like they were written for a boardroom full of bankers, not actual business owners who are managing inventory, employees, and stress levels daily. If you don’t understand the terms, it’s easy to pick something that works against your small business instead of for it. This guide is made to simplify every […]
A commercial van or truck isn’t cheap. Paying in full upfront might drain your savings, but delaying the purchase could stall your business operations. Which makes you look for small business vehicle loans. If you’re sitting with twenty browser tabs open and a calculator in your lap, this guide is here to simplify things. We’ll […]
The transition from military service to entrepreneurship can be both exciting and challenging. It is undoubtedly difficult for everyone to access capital for startups. However, army personnels do bring a unique set of skills and discipline to the game, which is why small business loans for veterans are a thing. These financial tools are designed […]
Sometimes when you’re setting up or expanding a business, you need cash flow that is both significant and quick. Traditional banks fall short here, as their approval process and loan structures often do not factor in speed and accessibility. This is where fintech lending enters the picture. Simply put, fintech lending refers to the use […]
Traditional banks are no longer the sole gateway to business financing. In fact, for many small and mid-sized business owners, getting approved for a conventional bank loan is time-consuming, document-heavy, and often ends in rejection. This is particularly true for startups, businesses with inconsistent cash flow, or those with less-than-perfect credit. As a result, alternative […]
Even profitable business owners with steady clients and tight budgets are still wondering why and how hard is it to get a business loan this year? With the shifting economy, banks are becoming more cautious than ever. So, if you think you can walk into a bank and get a loan with just strong revenue, […]
Many business owners are left wondering what a UCC filing is when their lender mentions it out of thin air. While finances are the best part about running a business — especially when the ROI is fruitful — the paperwork is not. This term often comes up when you’re applying for a business loan or […]
ROK Financial has proudly provided over 1 Million meals to families in need through our partnership with Feeding America.
We will continue to donate 50 meals for every successful transaction.
