Posts in Business Strategy category.
Top-line revenue is more than just a figure on a profit and loss statement, it’s a powerful indicator of a business’s ability to grow, compete, and capture market share. Often confused with profit, the top line represents a company’s total sales before any costs are deducted. For small business owners, understanding what drives top-line revenue […]
Traditional banks are no longer the sole gateway to business financing. In fact, for many small and mid-sized business owners, getting approved for a conventional bank loan is time-consuming, document-heavy, and often ends in rejection. This is particularly true for startups, businesses with inconsistent cash flow, or those with less-than-perfect credit. As a result, alternative […]
Starting a medical practice is a dream of many physicians. However, it also comes with a steep financial barrier. Doctors need to purchase high-cost diagnostic equipment, a good clinic space, hire staff, manage electronic records, and do a lot more, all of which requires significant capital. Despite strong earning potential, many doctors struggle to access […]
Even profitable business owners with steady clients and tight budgets are still wondering why and how hard is it to get a business loan this year? With the shifting economy, banks are becoming more cautious than ever. So, if you think you can walk into a bank and get a loan with just strong revenue, […]
Many business owners are left wondering what a UCC filing is when their lender mentions it out of thin air. While finances are the best part about running a business — especially when the ROI is fruitful — the paperwork is not. This term often comes up when you’re applying for a business loan or […]
You’ll often hear gross revenue vs net revenue brought up when people talk about business performance. But unless you’ve worked closely with financial reports, the difference might not be obvious right away. Knowing what sets them apart helps your business grow with control, instead of chasing numbers without knowing their meaning. In this article, we’ll […]
ROK Financial has proudly provided over 1 Million meals to families in need through our partnership with Feeding America.
We will continue to donate 50 meals for every successful transaction.
