Learn how to grow your business with our expert advice.
Cash flow is the lifeline of any business, but waiting on unpaid invoices can strain even the healthiest financial plans. That’s where invoice financing options like invoice discounting and factoring come into play. Both provide ways to unlock the value of outstanding receivables, but they differ significantly in terms of control, confidentiality, and cost. Understanding […]
Top-line revenue is more than just a figure on a profit and loss statement, it’s a powerful indicator of a business’s ability to grow, compete, and capture market share. Often confused with profit, the top line represents a company’s total sales before any costs are deducted. For small business owners, understanding what drives top-line revenue […]
When you apply for a small business loan, the interest rate structure, i.e., fixed or variable isn’t just a footnote. It directly impacts your repayment schedule, monthly cash flow, and overall cost of borrowing. Yet, many business owners sign off on loan terms without fully understanding how the rate behaves over time. Fixed and variable […]
The transition from military service to entrepreneurship can be both exciting and challenging. It is undoubtedly difficult for everyone to access capital for startups. However, army personnels do bring a unique set of skills and discipline to the game, which is why small business loans for veterans are a thing. These financial tools are designed […]
Managing business debt is about more than simply knowing what you owe. In order to keep your debt obligations organized, and to make sure you don’t get overcharged, having a structured schedule is important. While many business owners track debt loosely through spreadsheets or accounting software, a formal debt schedule brings visibility, accountability, and strategic […]
ROK Financial has proudly provided over 1 Million meals to families in need through our partnership with Feeding America.
We will continue to donate 50 meals for every successful transaction.
